DH and I have had some good talks over the past few days about the Debt Reduction plan that I set up in Quicken. He has never really been involved in the finances much, and with the news of my brain cyst we realized that that needed to change.

We discussed how much debt we have, and that even though to us it is a lot and overwhelming, it really could be much worse. I explained to him more about the Debt Reduction plan and how if I keep making the same payments as I'm making them now, it can all be paid off by August of 2013, and that that figure is without any extra we might be able to pay it down with faster.

So he is excited now to jump on the bandwagon and get this done.

My only fear now is if this cyst turns out to be a big deal, that I won't be able to work and it will add more expenses to the debt.

Right now, I am taking $50 of his overtime and putting that on the debt each week. I think for now the rest of the OT will go into the emergency fund since we don't know what expenses will be coming up as far as travel and lodging for trips to specialists. I would just feel better with a cushion there and it not being added to the CC, especially since it's only $1500 from its limit.