#10: You have a stay-at-home spouse that relies on your income and would not be able to support themselves if something happened to you

#9: You're a stay-at-home spouse that performs duties that a full-time working spouse would find impossible to duplicate

#8: You do not have enough other assets built up that would provide support for your dependents

#7: To protect your minor children until they reach maturity and can fend for themselves

#6: Life insurance is not meant to be an investment (like whole-life is), it's protection

#5: You can choose a policy length that suits your needs

#4: Compared to whole life, term insurance is very low cost for the coverage you get

#3: You can lock in a fixed premium that is guaranteed renewable

#2: It will give you peace of mind

#1: It's the responsible (and smart!) thing to do