I now am the proud owner of 3 on-line accounts: Amboy (5.13%), Emigrant (5.05%) and ING (4.5%), all of which make MUCH more interest than our local bank (a little over 1%).
I have the most in my Amboy account, which is my EF fund. I use Emigrant for my $20 Challenge money, and I decided to use ING to save for DS#2's graduation expenses.
I have until June of 2008 before he graduates so I've decided to put money aside when I can to save toward that.
I have been trying to think what my financial goals will be for 2007. When I get some concrete ideas I'll post them here.