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Archive for October, 2006

Financial Goals

October 17th, 2006 at 07:41 pm

My financial goals are:

- pay off the small credit card and use it only for the things that are billed to it (youngest daughter's flute payments, mail-order medicine, etc.) or that will be paid off each month.

- get the big credit card paid off as soon as possible. Any extra income that is not going towards the house repairs will go toward this. There will be a profit-sharing check in early December. After tithe amount, the balance will be applied to the CC.

- go through Christmas with no added debt. I faithfully put aside money each week towards gifts so the challenge is not to spend above that amount.

Financial Diva in Training

October 17th, 2006 at 01:54 pm



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The Facts

October 17th, 2006 at 11:59 am



These are the debts we have and that I am working on getting paid off as quickly as possible:

Credit Card #1: $408.93
Credit Card #2: $6,122.14
Livingroom Furniture: $2,187.79
Husband's truck: $1,040.00
My car: $16,097.04
Mortgage #1: $9,420.53
Mortgage #2: $45,450.29

CC #1 should be paid off this month or next month at the latest. This card is normally used only for things that get charged and paid off monthly and for ordering gifts.

CC #2 is the one I'm concerned with most. Right now it has 0% financing so I'm working on getting the balance down as far as I can before interest kicks in.

The furniture payments are 0% interest also as long as they're paid off by a certain date. I've made a note to myself to make sure that is done so we don't get hit with all the interest at the end.


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