At the beginning of the year I'll be getting a cost of living raise plus a merit raise. It is going to amount to $38.67 more each paycheck (bi-weekly).
I've been debating what to do with this raise. I would love to apply it all to debt, but I'm thinking that I really should put it towards my clothing category since it is notoriously underfunded and hence, clothing expense tends to go on the credit card.
Right now it seems to make more sense to me to get my budget categories to a reasonable amount so that CC spending is limited and/or halted altogether.
I have a couple of months to mull this over and make a decision, but I'm really leaning toward more for clothing.